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USDC
Base
90 days
No hard lock

40Acres × TRENCHES: $5M Private Deal

Deposit USDC on Base into the 40Acres Aerodrome USDC lending vault to earn a fixed minimum APR of 14% (90-day program). If the vault's natural yield exceeds 14%, LPs retain the full upside. 14% represents the downside-protected floor.

01Overview

40Acres is a lending protocol for yield-bearing assets. Holders deposit revenue-generating collateral (like veAERO, ybBC/ybETH, etc.) and borrow USDC that self-repays from the collateral's on-chain cashflows. LPs in the 40Acres USDC vault earn fees from those same repayments.

Depositors allocate USDC on Base into a siloed Aerodrome USDC lending vault. Capital is lent exclusively to veAERO borrowers. The vault earns a blended yield from borrower interest and repayments funded by veAERO cashflows (fees, emissions, bribes).

Structure

Siloed lending vault

Underwriter

40Acres Credit Committee

Execution

Aerodrome USDC Vault

02How yield works

The vault generates yield from two primary sources: interest paid by veAERO borrowers, and borrower repayments funded by veAERO on-chain cashflows (fees, emissions, and bribes).

Floor protected

If natural yield is < 14%

40Acres treasury tops up the difference so LPs always receive at least the minimum.

Full upside

If natural yield is ≥ 14%

LPs receive the higher natural yield with no performance fee on the excess.

03Payout mechanics

APR accrual

Daily

on-chain, per-day index

Distribution

End of each month

USDC, month-end

Lock

Withdraw anytime

Soft exit

Yield accrues daily from the moment your deposit is confirmed. Payouts are distributed at the end of each month in USDC. The fixed 14% floor applies only if capital remains deposited through month-end.

If you withdraw mid-month, you earn the vault's native yield for that month only — the fixed 14% floor does not apply for partial months.

04Flow of funds
  1. 1
    DepositLPs deposit USDC into a siloed Aerodrome vault.
  2. 2
    LendingCapital lent to veAERO borrowers via non-liquidating, cashflow-based loans.
  3. 3
    Repayment & controlsAuto-repaid via veAERO yield. 80% utilization cap.
05Project team members
  1. C

    Christopher EleyFounder

    Founder of 40Acres.